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5 easy ways to avoid getting hacked at ATMs

A customer uses an automated teller machine (ATM).
Photograph by Jason Alden — Bloomberg via Getty Images

Scammers are having a heyday. Here’s how to stay safe.

That ATM you’re using may not be safe.
As my colleague Daniel Roberts points out, citing a report in theWall Street Journal: “withdrawing money from an ATM is more dangerous than it’s been in a long time—specifically, the worst it has been in two decades.”
The story features some alarming statistics from credit-scoring company FICO. Security compromises of debit card data that have been traced to ATMs on-site at banks rose 174% from the beginning of the year to April compared to the same time last year. And off-site ATM fraud spiked 317% in that time versus the same period last year.
In other words, criminals are having a heyday. So how can you remain safe when banking on the go? Here are Fortune’s top tips to keep you from getting ripped off:

1. Cover up your personal identification number

Shielding the ATM keypad as you type in your security code will help prevent onlookers from glimpsing your PIN. It’s a simple solution but one of the best ways to thwart so-called shoulder surfers from stealing your passcode. (Be careful of video cameras, too.)

2. Check for compromised machines

One of the most popular means by which criminals steal payment card data is through a device known as a “skimmer.” A crook will plant one of these gadgets on the “swipe” or “dip” port on an ATM, where it may read the magnetic strip on your card and rip its data. The thief can then create counterfeit cards, or use the card information to make purchases online.

3. Use ATMs on bank premises

ATMs that are on-site at your bank are less easily tampered with than ones outside. Just look at the numbers provided by FICO, as mentioned above: 174% increase in compromises for bank-based ATMs versus 317% increase for the rest.

4. Limit your exposure

Using ATMs less frequently will lessen the risk that you’ll encounter a bad machine. Try taking out larger sums of cash less often, or conducting more business at the counter or via mobile apps.

5. Promptly notify your bank of any bad transactions

If you suspect that something is amiss, call your card-issuing bank immediately. Many of them require that you notify them of unauthorized transactions within a 60-day period after you receive your banking statement.
Heed this advice, and stay safe out there, friends.


Solution for the SB closure error-"The account closure can proceed only if the balance is zero" in DOP Finacle

  • Generally we will use the menu HCAAC for closure of SB accounts in DOP Finacle.
  • HCAAC stands for A/c closure Transaction A/cs
  • But in some cases when we try to close the SB account we will generally face the error- "The account closure can proceed only if the balance is zero" in DOP Finacle.

The error screen shot will be as shown in the below figure
  • From the above screen shot it is clear that the system is showing the above error hence the account is not able to close in the system

Root cause of the above problem :- 

  • The above problem will occur when the counter PA closed the account then sometimes a system generated tran id will be generated with 'S' which will be in entered state which can be traced by using the menu HFTI.
  • Invoke the menu HFTI and enter the account number and click on Go then the system will give the system generated tran id.
  • For example in our case for the SB account number find the below screen shots to trace the tran id

  • From the screen shot the tran id generated by the system is S6239593 as shown in the above screen shot.
  • After tracing the tran id follow the below procedure

Solution for the above problem :- 

  • In the first step in the counter PA login use the menu HTM select the function as modify and post the tran id S6239593 .
  • In the next step verify the SB closure in the supervisor login using the SB closure menu HCAAC.
  • In order to view the total amount payable to the customer check in HACLI you will get both principle amount and CYI interest amount.

Source:sapost blog

‘S-400 Triumf to complement India’s ballistic defence shield’: former DRDO chief V K Saraswat

The deal for buying the S-400 Triumf air defence systems worth $5 billion was announced following talks held between Prime Minister Narendra Modi and Russian President Vladimir Putin at the BRICS summit in Goa recently.

Written by Avinash Nair | Gandhinagar | Updated: October 23, 2016 5:20 am

Stating that India has an active missile shield that has the capability to intercept an incoming ballistic missile, V K Saraswat, the former chief of DRDO and an active member of NITI Aayog, said Saturday that the Russian S-400 Triumf air defence system that India plans to acquire will “complement” the existing system. “The Russian system will complement our ballistic missile defence system,” Saraswat told The Sunday Express on the sidelines of a symposium on “Technologies in Defence and Internal Security” organised at the Indian Institute of Technology-Gandhinagar (IIT-Gn) on Saturday.
The deal for buying the S-400 Triumf air defence systems worth $5 billion was announced following talks held between Prime Minister Narendra Modi and Russian President Vladimir Putin at the BRICS summit in Goa recently. These missiles can destroy aircraft, missiles and drones.
“We have a no-first-use policy. Today we have the capability of intercepting missiles at an altitude of 100 kilometres above the atmosphere and 30 kilometres inside the atmosphere. What we do not have is space-based capabilities that will detect the launch of an enemy missile. We need capabilities that can detect the missile as soon as the plumes become visible,” Saraswat said earlier while speaking at the symposium.
The NITI Aayog member said that DRDO through six flights have successfully demonstrated the efficacy of the missile shield. “We need to intercept missiles travelling at a speed of Mach four or five, which is about 1,500-2,000 metre per second. We have to be faster at about 3,000 metre per second. DRDO has done this,” he added.
His said that India began work on its ballistic missile defence systems in 1999 under the leadership of Dr Abdul Kalam. “As a number of countries have developed ballistic missile systems, we need defence systems that have decoys, stealth and can operate from multiple platforms,” Saraswat said.
Status of LCA Tejas
Speaking at the same event, Commodore CD Balaji, director of Aeronautical Development Agency (ADA) said that the final operational clearance (FOC) for the indigenously developed Light Combat Aircraft – Tejas – that was recently inducted into the Indian Air Force (IAF), is expected to get further delayed to middle of 2017. “The LCA has completed about 3270 flight tests…. We are expecting to receive the final operational clearances by the middle of next year,” he said.

Employment News : 22 -October To 28-October -2016

Name Of Post : Additional Director General, Scientific Officers, Scientist ‘B’, Public Prosecutors, Commercial Tax Officer
No.of Vacancies : 74
Last Date :10.11.2016
Name Of Post : Deputy General Manager, Chief Manager, Senior Manager, Manager, Deputy Manager, Assistant Manager
No.of Vacancies : 153
Last Date :30.11.2016
Name Of Post : Junior Engineers, Junior Superintendents, Marketing Assistant, Officer, Assistant, Accounts Assistant, Foreman’s, Junior Accountant
No.of Vacancies : 233
Last Date :05.11.2016
Name Of Post : Scientist - C, Scientist - B
No.of Vacancies : 65
Last Date :11.11.2016
Name Of Post : Constable, Driver Backlog Vacancies
No.of Vacancies : 441
Last Date :19.11.2016
Source : www.

NHRC notice to Malkangiri Collector over Japanese encephalitis deaths

Japanese encephalitis (JE) is a disease spread through mosquito bites. Symptoms usually take 5-15 days to develop and include fever, headache, vomiting, confusion, and difficulty moving. Symptoms that develop later include swelling around the brain and coma. JE is a serious disease that may cause death.
Image result for japanese encephalitis in malkangiri

In Odisha: Malkangiri

The National Human Rights Commission on Tuesday issued a notice to Malkangiri District Collector in Odisha over recent deaths due to Japanese encephalitis in the area.
The NHRC has asked for a detailed report, within four weeks, including on what has been done to prevent the spread of the disease, from the District Collector and the Odisha Health and Family Welfare Secretary.
The NHRC took suo motu cognisance of media reports that many children had died of Japanese encephalitis as the disease spread through several villages of Malkangiri. The Hindu had reported in September that at least 15 children had died of Japanese encephalitis, which is carried by mosquitoes from pigs to humans.
Referring to the unhygienic conditions in which the disease thrives, the NHRC observed that the district authorities should improve sanitation and create awareness among villagers.
According to the Commission, if the news reports are true, they point towards the violation of the Right to Health and Life of residents. As per the NHRC, social workers and authorities in the district have apparently said that only solution would be to vaccinate children, ruling out the option of culling pigs.
Authorities have said that they can start the vaccination programme next year, which the NHRC said would be “too late.”

Reff:The Hindu


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